Should I Accept The Insurance Settlement After A Motor Vehicle Accident?

If you have been injured in a motor vehicle accident, you have enough to worry about. You may be facing hospitalization, medical bills, rehabilitation, or even a long-term loss of wages. You may be tempted to take the first settlement you are offered by the insurance company because it seems simple and you want to get on with more important things like healing and getting back to work. But you want to consider that you may be dealing with some long-term limitations in your life after an accident. Will that insurance settlement be enough?

That is a very fair question. Insurance companies will want a fast settlement. They draw their offers from data that is collected with regard to motor vehicle accidents in general. But these claims very seldom take your own individual circumstances into account. Insurance claims will pay based on what is “reasonable and necessary” for medical and rehabilitation costs. They will only cover a certain amount in wage losses. But you are a special set of circumstances. You are not a number or a set of data. If you accept a settlement, you sign a release saying you release that insurance company from any further payouts. Make sure your rights are being fully considered. That is when having a personal injury lawyer in Milton may be to your advantage.

● Your lawyer will be the intermediary on your behalf with the insurance company. Insurance companies will always try to minimize or even deny a claim. But with a professional lawyer on your side, your rights will be thoroughly protected, even if it needs to go to court. The lawyer’s job is to negotiate on your behalf with the adjuster, craft all statements carefully, and represent your interests to fair compensation.
● Your lawyer will be able to help prove liability and negligence. In some claims, this can be complicated. Having a Milton injury lawyer on your side can make a huge difference in your compensation. A lawyer will reconstruct the scene, gather evidence and medical records, interview witnesses, and consult with medical experts about your injuries. In this way, your lawyer can determine the value of your injuries to make sure you are getting a fair compensation to offset medical bills, lost wages, and pain and suffering.
● Negotiating a fair settlement can be complicated. Injury lawyers are experienced in negotiating claims and know exactly what you are due under the law. Insurance company’s lawyers want to maintain as much as possible for their client’s profits so they are not working on the victim’s behalf.
● If a fair settlement cannot be reached, a personal injury lawyer in Milton will take the matter to court in order to get fair compensation. Although this is usually the last course of action everyone wants, having an experienced lawyer on your side can be your most important asset after an accident if it needs to be pursued in a court of law.

If you have been injured in a motor vehicle accident, get legal advice before you settle an insurance claim. Most Milton injury lawyers offer a no-cost consultation. Call the personal injury professionals at ABPC Law to make sure that your rights are being represented after an accident.