The type of insurance carried by each of the involved drivers affects the ability of the victim to recover any money for damages.
Suggested actions for any victim
• Get the name of each involved driver.
• Get contact information and insurance information for each of the involved drivers
• Report the collected information to company that had sold the victim a car insurance policy.
What victim should expect, after taking the above actions
Any victim’s actions should cause the adjuster at the other driver’s insurance company to call the new claimant (the victim). That claimant/victim should not be surprised if the adjuster were to request copies of all the material in his or her medical records. Smart claimants refuse to go along with such a request.
The same claimant should not be surprised if the adjuster were to ask for a recorded statement, explaining what took place at the time of the collision. Smart claimants never agree to provide an adjuster with such a statement.
Arrange to consult with several lawyers. After that, select an attorney. The same attorney could go after information about the other driver’s policy. Adjusters appreciate the value in knowing the limits that have been stated in any driver’s policy. If a policy has low limits, the amount of money available to the victim might not cover all of his or her losses.
If a policyholder had paid for a policy with high limits, then that would mean that the adjuster would have a lot of money to play with. As a result, negotiations would not be apt to end in a hurry.
What issues might get raised, in order to lengthen the amount of time devoted to negotiations?
The personal injury lawyer in Kitchener for the responsible driver might allege that the victim was partly to blame for the accident’s occurrence. The lawyers for the responsible driver might allege that the victim could have done more, in order to keep his or her injury from becoming so severe in nature.
How could a victim fight such allegations?
A personal injury lawyer could offer assistance, during the victim’s effort to fight such allegations. For instance, that attorney could check to see if the other driver had broken any traffic laws. If the facts were to show that he/she had broken the law, then the court would not honor the same driver’s charge.
An experienced attorney might have access to a medical expert. That access should prove quite valuable, if the team supporting the defendant had made some unsubstantiated claim about a device that was, supposedly, capable of keeping the victim’s injury from developing such an alarming set of symptoms.