Mistakes To Avoid After Filing A Car Accident Claim In Ontario

An accident victim that delays with filing a personal injury claim risks the chance for making one big mistake. That would be the mistake of not filing the personal injury claim before the passing of 2 years, from the time of the injury-causing accident. Yet even after a claim has been filed, the claimant can make any of the possible mistakes.

Mistakes that involve the failure to carry-out a specific act:

Not visiting a doctor, in order to get checked for the existence of any injuries.

Not doing what the doctor has suggested, in order to hasten the recovery from your injury. Not taking a prescribed medicine; not going to a scheduled appointment with a physical therapist; not going in for a specific test. Not keeping the treating doctor updated on the state of your medical condition.

Not reporting the accident to the insurance company.

Not taking pictures of the site where the accident took place.

Not using a suitable amount of caution, when speaking with the insurance adjuster. A lack of caution can lead to divulgence of facts that the adjuster does not need to become aware of. That would include facts such as what took place before or after the accident, along with the details surrounding your employment.

Mistakes that involve the performance of an improper or unwise action.

You make a statement that suggests that you are ready to accept the blame for this particular accident. In fact, the victim should not agree to provide the defendant’s insurance company with any type of statement.

You spend many hours on social media networks, posting pictures of you doing various activities. Any one of those pictures might have caught you engaged in a specific activity. It could even be an activity that you have declared you now lack the ability to perform. The insurer has a reason to take it up and lower your chances of getting compensation.

If you agree to an offer made by the insurance company without first consulting a Personal Injury Lawyer in Kitchener or agreeing to settle the case without first consulting an injury lawyer. That is an unwise move, because it could be that not all the victims have reached a state of maximum medical improvement (MMI). Until an accident victim has reached a state of MMI, he or she might develop some unanticipated complication. If the case has been settled, the insurance will not cover the costs associated with any treatment for that particular complication.

Moreover, once a settlement has been finalized, the insurance will not pay for tests, in response to a new symptom. So, even if a victim experienced a new type of discomfort, he or she could not get reimbursed for any effort to determine the source of that particular discomfort.