Nobody can foretell an accident and that is why when you are injured and stressed, you cannot think rationally. However, it is important that after seeing the doctor, you need to count on an experienced injury lawyer. There are quite a few things that you might take into very serious consideration when it comes to obtaining damages and benefits, if you have been involved in a motor vehicle accident.
If you have been actually involved and injured in an accident with a motor vehicle, regardless of who is the person at fault, there is a priority list of convenient insurers which you would have to go to as per the SABS (statutory Accident benefits Schedule). Right off the bat, if you have a car accident insurer, you should get in touch with the provider. If you don’t have insurance but you were involved in the accident, you should seek compensation from the insurance company of that vehicle. If those options are not available to you, it is important to seek rectification from any of the insurer of any vehicle involved in the occurrence.
Now, the thing that’s important to understand is that by law, in Ontario you are mandated to have an insurance coverage which pays out SABS. The Insurance Act of Ontario, section 265, stipulates that this particular coverage needs to extend to uninsured motorists as well as to others without any recourse to the insurance which is actually eligible for making a substantial claim.
Getting a MVACF Payment
While the actual determination if whether or not MVACD is your last recourse to SABS, it is primarily straightforward. If you want to go through a tort claim against a driver who is insured or not but is at-fault, the entire process is going to become a lot more difficult.
You should make sure to attempt to identify the driver who is at fault and if said driver has been identified, you have to provide proof of no insurance. Furthermore, keep in mind that settling or reaching a verdict in such a civil lawsuit would require you to go through at least a year or two in litigation. This is not something that you would want to endure. The truth is that it would be best to settle the case with the insurance company, regardless of whether or not it is your own or the one of any other of the participants.
In any case, the most important thing that you would have to take into consideration is to take advantage of the services of a professional personal injury lawyer. He is going to make sure that your case is handled properly and that all possible options are being carefully evaluated and accounted for. That’s what’s going to allow you to understand that there are no missed opportunities and that you are taking the path of least resistance.