MS, which is short for Multiple Sclerosis, comes with a whole set of symptoms. The majority of these symptoms is likely to negatively impact your ability to work, and can force you into a position where you are no longer capable of performing the basic duties of your job. As a result, you may be left with only one option: filing a claim for long- or short-term disability benefits. However, since insurance companies are businesses run by greedy people, you may find your claim denied. So, what then?
You Aren’t The Only One Struggling
Multiple Sclerosis is a neurological disease. It’s an enemy to the central nervous system and attacks everything from the spinal cord, over the optic nerves, to the brain itself. Statistically, it is commonly diagnosed in people between twenty and forty, and has been discovered to be three times more likely to appear in women than men. With Canada being among the top countries in regards to Multiple Sclerosis diagnosis, there is an estimation of about one in four hundred-fifty Canadians who are currently battling the long-term symptoms of this neurological disease.
Unfortunately, even with today’s available technologies, it is still extremely difficult to be actually diagnosed with MS. Since no tests have been developed for this diagnosis, it still works on the basis of exclusion. This means that the patient will need to be tested for all other possible causes until all that remains is Multiple Sclerosis.In addition, it has been found that MS has a different effect on each patient with symptoms reaching from dizziness and impaired speech, all the way to blurred vision and problems with the bowels and bladder. Other reported symptoms include tremors and even paralysis.
If you are one of the many people struggling with MS, you will have recognized your symptoms among the above mentioned. And you will also know how big of an impact this disease has, and how downright impossible it can be to show up at work five or six days a week when you are already struggling to keep up with your day-to-day life.
You need to contact a personal injury lawyer in Milton as there are ways to be eligible to receive disability benefits. There is the Canada Pension Plan (CPP) and long-term disability insurance that can help you tide over these difficult days. This is awarded when you get disabled and continue till you are 65 years of age. After that these are converted as standard pension benefit. However, there is an eligibility criterion- you need to have worked for at least 4 years out of 6 years before you are entitled to receive this. Additionally, you need to prove that you have severe and prolonged disability which does not let you hold any job permanently.
The other is the Long-term disability insurance cover which is commonly given for MS patients. Additionally, if you are covered by the group insurance policy at work, you will get the disability insurance as part of worker’s compensation. That is why it is important to discuss your case with the injury lawyer and hire them to get the right amount of disability benefits.