The person that has leased some type of four-wheeled vehicle does not have to re-arrange his or her priorities, in the event of an accident. The person at the wheel of a leased vehicle should put a priority on his or her health. In the event of an accident, that same driver must check for any newly-acquired injuries, and should also check for complaints from any injured passengers.
Next 6 actions
• Contact the police: Get emergency help, if necessary. Be sure that the accident gets included in the police record.
• Speak with any witnesses and get their contact numbers. If you do not feel up to that task, ask the police to get a statement from any witnesses.
• Share your insurance information with the other driver. Make sure that you get the other driver’s insurance information.
• Get photographs of the accident scene. Be sure not to overlook the chance to get pictures of the position of each vehicle, following the collision. At the same time, take shots of the damage on both of the vehicles.
• Contact the car dealership or leasing agency from which vehicle was leased.
• Contact your own insurance company.
Actions to take in the days immediately following the accident
Get in touch with a personal injury lawyer in Lindsay. A lawyer’s guidance should prove most valuable, as you proceed to tackle a couple other tasks. Expect to hear from the claims adjuster at your insurance company. After assessing the damage, that same adjuster will tell you how to get the vehicle repaired. Be sure that you do not ignore the adjuster’s instructions. The business that leases vehicles (including the one that you were driving) may want you to use manufacturer’s parts, rather than after-market parts.
If the other driver is responsible for the collision, you may want to pursue a claim. In that case, you need to contact the other driver’s insurance company. Give that insurer the date, time and location of the accident, along with your name, and the name of the other driver.
Possible actions to take, if your claim is denied
You can always sue the other driver, but that would cost you money, and you would have to wait many months, in order to hear the jury’s decision. You can have the damaged vehicle repaired under the terms of your collision coverage, as provided by your own insurance policy. Your policy should make it clear that you are responsible for seeing to the repairs of any damage that might have been done to a set of wheels that you were driving, because you had leased it. It would be unethical for you to expect someone else to agree to cover the cost of those same repairs.