Below, we have put together a list of the benefits all injured workers are entitled to as stated by the compensation laws. Additionally, we have also listed the calculations which are used to establish the exact monetary amount of the ultimate payout.
The Benefits
Following an injury which you have sustained at your place of work and during working hours, you are in a position to hire an injury lawyer in Lindsay and have them file a workers’ compensation claim. As a result, you are generally entitled to four types of benefits, which are:
• coverage for medical expenses
• benefits for permanent impairment
• weekly compensation
• workers rehabilitation
No Additional Benefits
Since workers’ benefits stem from workers’ compensation laws, they really only cover protection for the workers’ income and not much else. The reason they receive benefits to begin with, is due to their inability work. Because of this, workers’ compensation does not include benefits for pain and suffering, unlike the compensation received in a regular personal injury case.
Understanding Weekly Compensation Benefits
If the sustained injury left you with a disability, you will receive weekly benefits. The amount paid to you is dependent on a variety of factors, including the state you live in and the exact kind of benefit you will receive. However, there are two other determining factors that are always considered: Is it a permanent or temporary disability? And: is it a total or partial disability? As a result of the consideration of these factors, the employee may be entitled to a partial selection of these four types of benefits:
• permanent total disability
• permanent partial disability
• temporary total disability
• temporary partial disability
Understanding The Difference Between Permanent And Temporary Disability
Permanent disability describes a state in which a person is stable in their condition without expectancy of further improvement. They have reached the so called maximum medical improvement, or MMI in short. Thus, while they may not be fully recovered yet, their condition is still not expected to improve any further. Temporary disability on the other hand simply means the person is still in recovery and expected to show further signs of improvement to the point at which their disability has fully healed.
In cases of total disability, a person is incapable of all kinds of work. While if you are diagnosed with partial disability, it is sometimes reversable but in other cases, you just need to live with it. Irrespective of the level of disability that you end up with, you have the right to file a claim for injuries and other damages. The defendant or his/her insurance company is liable to pay for your medical costs and future rehabilitation costs amidst other compensatory charges.