Sometimes an insurance company refuses to cover the damages that have resulted from a tire blowout. Consulting with a personal injury lawyer in Kitchener will help you get the right compensation.
Understand how a driver should react, if a vehicle’s tire were to blow
• Keep hands firmly on steering wheel, so that the vehicle remains in steady direction.
• Do not brake; slow down gradually, and pull over to the side of the road
• Turn on the hazard lights
Understand why the tire’s rubber tread might separate from the underlying layers of rubber
• There might have been an insufficient amount of air pressure.
• There could have been an extreme level of wear and tear on the tire, thinning the tire’s threads.
• The vehicle over top of the tires might have too heavy a load.
• There could have been debris on the road.
• There could have been a pothole in the road.
• It is possible that the tire had not been mounted properly.
Would a comprehensive policy guarantee coverage of damages?
The policyholder would have reason to expect coverage of any damages to the involved vehicle. Still, the policy would not cover the obvious damage to the blown tire. Understand, too how insurance companies determine the degree to which a policyholder’s premium might get raised. The extent of any increase could be significant, if the policyholder had submitted a claim, after suffering the damage caused by a blown tire.
Furthermore, if the policyholder and vehicle owner were also found responsible for the damaging tire-related incident, then the premium could undergo a substantial increase.
Who might be held responsible for the costs associated with a blowout?
The business that had sold the vehicle owner one or more tires
Any auto repair shop that had worked on the wheel on which the layers of rubber had separated
The manufacturing company that had produced the blown tire
The government department that was in charge of roads, in the section of roadway where the policyholder’s tire had suffered from a separation of its rubber layers.
If an employer had ordered that the company car be used to transport a heavy load, and if that action were to trigger the blowout’s occurrence, then the employer could be at least partly liable for any damage.
If the owner of an insured vehicle had failed to put a sufficient amount of air in all of the vehicle’s tires, then that same owner could be held accountable for any damages caused by the separation of a tire’s rubber layers.
If the owner of an insured vehicle did not have proof of that fact that the vehicle’s tires had been rotated, then that same owner would struggle to fight an allegation that the owner’s actions had helped to cause the blowout’s occurrence.