Personal Injury Protection (PIP) is a type of insurance coverage that covers accident-related medical expenses. It’s important to know what PIP does and does not cover for vehicle insurance, so that you can make an informed decision about whether or not to purchase it.
Category: Personal Injury FAQ’s
If One Spouse Dies, Will The Other One Get The Entitled Injury Settlement?
If you’re married, and one of you dies, who gets your settlement? The answer might surprise you. Spouses are generally only entitled to half of their deceased partner’s assets. However, there are exceptions to this rule and if one spouse is over the age of 65 at time of death and has a net worth in excess of $100,000, then they may be entitled to more than half. Read More
Principle Job of Insurance Adjuster
The insurance adjuster that has been asked to work on a new case must seek to achieve 2 goals.
What are the 2 goals towards which all adjusters strive?
Getting each claimant to accept the offer of compensation from the insurance company. Read More
Collection of Damages That Exceed Limits of At Fault Coverage
If the at-fault driver possessed insurance, that same driver’s insurance policy would have stated limits.
What are limits?
The monetary value for the maximum amount of damage that a purchased insurance policy is ready to cover. Read More
What If I Was In An Accident With An Uninsured Driver?
If you were in an accident with an uninsured driver, it can be easy to take the first step toward getting compensation by filing a claim. But what happens next? How do insurance companies respond to your claim? How much will it cost me? The good news is that you don’t have to go it alone if you want answers about your accident and how best to proceed. A lawyer can help explain how claims are handled by insurance companies so that you get what you deserve from this traumatic experience. Read More
How Does A No-Fault Car Insurance Claim Work?
No-fault insurance is a form of car insurance that provides coverage for injuries sustained in an accident. It’s different from fault-based policies, which require claimants to prove their case against the offending party before they can claim any compensation for their medical bills or lost wages. Read More
What Are The Aspects That Complicate A Medical Malpractice Case
If you believe that a doctor or other medical professional is responsible for your injury, you may be able to file a medical malpractice case against them. However, these cases can be complicated to prove, which means you’ll need an injury lawyer in Kitchener on your side. Here are some of the most common issues that often complicate these cases: Read More
Will The Insurance Company Consider Damages For Pain And Suffering?
It’s possible to seek compensation from the at-fault party’s insurance company if you have been injured by someone else’s carelessness. The process to do this involves filing a third-party claim. Read More
How Negotiation Ensures That A Settlement Works Out
If you have ever went to an outdoor market and tried to bargain with someone on something you wanted, a settlement negotiation can be just like this. You and the insurance adjuster will both roughly throw out the number that you believe the damages are worth. Anytime your injury lawyer in Lindsay is working on a settlement, they will go through this process of communicating with each other back and forth until an agreement is reached. The process can include: Read More
Can I Represent My Own Injury Claim For Settlement?
If you have a personal injury case, you may be wondering if you should handle your own case or if you should hire a personal injury lawyer in Kitchener to represent you. There are some scenarios that you can represent yourself If you have the basic knowledge of insurance claims as well as being organized. However, if your insurance company Denys your claim or reduces the amount you are awarded, it may be hard to take them back to court and try to claim the rest. Read More