Insurance companies welcome any excuse that allows them to save money, by not providing a policy holder with the promised benefits. You must do your best to avoid creating such an excuse. Read More
In the mind of someone with an accident-related injury, the resulting discomfort makes the injury’s existence all too obvious. Still, insurance companies do seek proof of an injury’s presence before accepting any stated claim. Read More
Trauma to the spine can change a person’s life forever. The long-term symptoms of a spinal cord injury are severe. From required medical equipment, over hospital stays, therapy, medication, and other treatments, all the way to the emotional toll on the victim and their loved ones – none of it can be made right by awarding money, but that is still the least these people and their families deserve. Read More
Following your involvement in a motor vehicle collision, your brain will likely be flooded with questions about what is going to happen next. Hopefully, you haven’t been too severely injured. For one, that is obviously going to be preferable for you and your health and your future, but it will also make things a little easier when it comes to dealing with your auto insurance company, since negotiations will be limited to the extent of damages done to all involved vehicles. However, auto accidents can leave the driver and even the passengers with a myriad of injuries, which can range from a few bruises to traumatic brain injuries. Read More
Seldom do youth sports have a huge influence on a piece of legislation. This year the legislature in Canada passed a bill, one that sought to address a problem that Ottawa rugby player Rowan Stringer had brought to the public’s attention. That bill is called Rowan’s Law (Concussion Safety), 2018. Read More
There are quite a few different accidents which could turn out to be the primary causes for acquired brain injury such as car accidents, slip and fall, motorcycle accidents and others of this kind. Unfortunately, the statistics which are for brain injuries in Canada are rather staggering. Whether you believe it or not, across the entire country, an approximation of nearly 450 people suffering such an injury every single day. What is more, acquired brain injury turns out to be the leading cause of death and also of permanent disability. The majority of people who sustain such injuries are also not capable of returning to work. Read More
You or your loved one has been hit by a negligent driver. The latter was texting and failed to take the necessary steps in order to prevent the accident. As a result he was charged and later on convicted of his distracted driving conduct as well as for his carelessness as it is regulated by the Highway Traffic Act. Read More
When filing a Long Term Disability (LTD) claim, you are going to trigger a complicated process which includes quite a lot of procedures. One of them includes the insurance adjuster to start asking questions in order to allegedly asses your claim and determine its credibility. With this in mind, let’s take a look at some of the most commonly asked questions and the way you should handle them.
Should I answer all the questions that the insurance adjuster asks?
Insurance adjusters have the sole intention of making you jump through tons of hoops before they give you the compensation that you are legally entitled to. That’s how it works. If insurance companies paid out every compensation no questions asked they’d run out of business days after opening. So, yes, you should answer all the questions and you should present all the required paperwork unless you want your claim to get dismissed for non-compliance.
Should I appeal if my claim gets denied?
As far as the history of our law firm goes, we’ve never seen a claim that gets denied on the first instance to get approved after an appeal unless there have been some game-changing circumstances in the health of the claimant. So, in case you get denied in the first instance you should turn to a lawyer right away and stop messing around. The last thing you want is to establish a chain of overturning decisions as that’s what the insurance company wants and that’s what you are going to get if you act rash.
How much is my case actually worth?
We can tell you the total value of your Long Term Disability claim only when all of your expenses have been paid. Without this information, it’s absolutely impossible to provide the client with an accurate estimation. Even though we have years of professional experience in handling cases of the kind successfully, every single long term disability claim is particularly subjective and individual. All the patients respond differently to the same kind of treatments and therefore the intensity can’t be assessed in advance.
How can a Judge help me?
The only thing that a court can do for your case is to order your insurance company to pay you right away. Of course, going to trial is always related to a certain amount of risk as you’d have to thoroughly consider the fact that the decision is within the hands of the judge or the jury and you can only control the outcome as much as the opposite side.
In any case, a Long Term Disability claim is related with quite a lot of variables and consulting with a professional lawyer is definitely one of the first things you should consider. Talk with an experienced lawyer today and let them judge the merits of your case as that would give you a ballpark amount of compensation that you are justified in asking for.
Some personal injury claims and lawsuits oftentimes involve victims who’ve sustained a traumatic brain injury (TBI) from an accident that was caused by another person. A TBI can be an extremely catastrophic and complex industry and is characterized by a wide range of disabilities and symptoms. In most cases where the accident resulted from another person’s carelessness, negligence, or recklessness, it is very important that the injury victim and their families consult with an experienced personal injury lawyer in Milton.
What exactly is a Traumatic Brain Injury?
Oftentimes referred to as a TBI, a traumatic brain injury like other catastrophic injuries is an acute event in Kitchener. However, that is where any similarities end. Needless to say, this type of injury is life-changing and can leave families emotionally and financially devastated. In many aspects, the consequences of a TBI can impact everything about a person’s life including their personality. While broken bones temporarily limit the use of that area of the body, traumatic brain injuries do not heal in similar fashion.
Recovery from a TBI is functional in nature as it is based on the uncertainty of certain mechanisms. Obviously, no two TBI’s are alike so the consequences for one person could vary considerably for another. In some cases, the symptoms become readily apparent while in others it could be days, weeks, or even months before they manifest themselves. Another consequence of traumatic brain injuries is that the victim rarely realizes that they have sustained such an injury. Conversely in other situations, the victim might go into a coma.
Common Causes of TBI’s
While the causes of traumatic brain injuries are diverse at best, the primary causes are firearms, motor vehicle, and slip and fall accidents. Furthermore, the person may be susceptible to a spinal cord injury as well. The primary mechanisms associated with traumatic brain injuries include:
- Chemical or toxic exposure
- Closed head injuries
- Deceleration injuries
- Hypoxia (insufficient amount of oxygen reaching the brain)
- Open head injuries
Possible Effects of a TBI
TBI’s are typically classified as mild, moderate, or severe. In any event the need for an experienced injury lawyer of Milton and his or her legal team should not be overlooked. While there are a number of symptoms to contend with when a person has a traumatic brain injury, they are usually categorized as:
You can learn more about these different categories of TBI symptoms by visiting the Web MD website.
Traumatic brain injuries can physically and psychologically disable an individual and financially devastate their families in the process. If you or a loved one has sustained a TBI, it is important that you retain an experienced personal injury lawyer in Milton and their legal team to represent your case. Furthermore, this is the only way to ensure that you are awarded fair and reasonable compensation and that your rights are protected.
Accidents are a common occurrence throughout the Greater Toronto area, including smaller communities like Milton. So when a personal sustains a catastrophic spinal cord injury, people oftentimes rely on the experience and expertise of a personal injury lawyer team to ensure they are compensated fairly and reasonably. In many cases involving spinal cord injuries, the physical damage that the victim sustains can vary considerably. However, one thing is certain. Their family could be financially devastated without the help of a personal injury lawyer.
Different Types of Spinal Cord Injuries
There are two types of spinal cord injuries that become the focal point of many personal injury claims and lawsuits – “complete” and “incomplete” spinal cord injuries. It goes without saying that these types of injuries can have devastating, life-changing effects on the victim. The emotional and financial impact that is attributed to these types of injuries can be overwhelming, not to mention how taxing the care and treatment of the injured individual can be. Suffice it to say, adjusting to these circumstances could require extensive rehabilitation, ongoing medical care, and psychological counseling. Some people never get back on the feet again due to the intensity of the injuries that have rendered them confined to the wheelchair for life.
Complete Spinal Cord Injuries
You commonly see complete paraplegia or tetraplegia result in the most severe spinal cord injuries. While some paraplegics are able to get around with assistive equipment, others require the support of a self-propelled wheelchair. Complete paraplegia is characterized by the loss of function and sensation in the bladder, bowel, legs, and reproductive region while their arms and hands still function in normal fashion.
With tetraplegia, the individual loses arm and hand function as well as the other areas of the body mentioned in the prior paragraph. In the more severe cases, the individual requires a ventilator so they can breathe. Depending on what part of the body that was injured, they may have the ability to use their arms and hands.
Incomplete Spinal Cord Injuries
These are far more common than complete spinal cord injuries and there is usually some degree of movement and sensation below the injured area. Once the initial shock to the spine has subsided, the extent of the injury can be determined. However, it could take up to 2 months before this is possible. Additionally, the individual may experience some feeling but little if any movement or some movement but little if any feeling.
The Need for a Personal Injury Lawyer
No matter whether it is a complete or incomplete spinal cord injury, the need for an experienced personal injury lawyer in Milton and their legal support staff cannot be overstated. If you or a loved one has sustained such an injury, a spinal cord injury lawyer can help you and your loved one get fair and reasonable compensation and ensure that your rights are protected.