If you have been involved in a car accident and your car has been damaged, you would want to be aware of your options when it comes to getting it fixed. You need to know whether or not you are going to have to pay for this repair. This is, once again, a matter of insurance.
Your insurance policy is going to determine the overall amount that you can repair without having to pay for it on your own. The more comprehensive and complete the policy is, the higher the amount of the premium is. So, if you’ve been paying for the minimum insurance, the damages that you can actually repair with your insurance are quite limited. Of course, the more money you put in per year, the more options you have when it comes to the repair job.
Seeking reparation
However, there is also something that you need to take into very serious consideration when it comes to it. If you feel like your insurance amount is not going to be enough or it is not enough for the fixing of your car, you are entitled to seek reparation from the other party, provided he was the one who was faulty. Of course, if you caused the accident, there is nothing you could do and you would have to pay for those out of your own pocket.
In order to get compensated for the damages caused to your vehicle from the opposing driver, you would need to establish that he is at fault. You need to show his negligence. Everyone on the road has a well-defined duty of care. What is more, this duty needs to have been breached and, as such, said breach needs to have caused damages to the victim. Only then can he claim that the other driver is responsible for fixing the damages to the car.
With this in mind, it is also important to note that there are limitations periods that you have to be aware when it comes to both filing your claim and notifying the parties that you intend to bring forward a lawsuit. All in all, the majority of cases are settled outside of the court. In fact, most of the parties tend to prefer reaching an out of court settlement because it is quicker, easier and a lot cheaper. This is something important and it should be taken into very serious consideration.
You should also rely on a professional personal injury lawyer in Milton. This is going to increase your overall chances of getting the compensation that you are legally entitled to and getting the damages on your car fixed quicker and in a more profound matter. You need to know that only a lawyer can help you get the necessary amount of compensation. Thus, discuss your requirements with the lawyer so that they can advise you accordingly.