Category: Personal Injury FAQ’s

Regardless of wherever you are, where there is roadside traffic, there are also accidents. The rate of those which take place in Ontario is definitely the lowest in the country. With this in mind, the prices which are actually associated with the insurances tend to keep rising. In 2017, we will definitely witness another serious and rather significant increase. So, what does this mean? How do you keep your insurance rate from getting tremendously high? Read More

The truth is that one of the most nerve-wrecking times in one’s life could be the period after he/she has gone through a serious injury. Long-term disability is undoubtedly tremendously challenging and it’s something that could bring a lot of turmoil in your life. Trying to live with limited mobility or being on the bed as an invalid can be devastating. And, at the moment that you learn you’ve been denied your long-term disability benefits, you might lose all hope, thinking that your condition is making your life a misery. Read More

Trying to get your compensation after an injury is definitely something quite challenging. As such, it requires quite a lot of aforethought, professional legal assistance and absolute perfection when it comes to handling the claim. There are a lot of mistakes that you might make throughout the entire process, some of which could cost you the compensation. Read More

If you have fallen victim of an accident and you want to get reparation for the damages you’ve had to incur, you need to notify anyone who might be found responsible. Here is where some people trip over because they think they need to know who the “at fault” party actually is. This is not the case – you need to file a Letter Of Intent towards the people or entities that you just think are at fault. This may include the company owning the bus driven by the other party in the accident, third parties who took part and others of the kind. The fault determination comes at a stage which is much later in Ontario. Read More

There are quite a few different things that you might want to take into consideration when it comes to the actual defense in a personal injury case. One of the most important ones, is the way you should proceed with your defense, if you are on the receiving end of a claim. If you’ve been summoned as a defendant under a personal injury claim, you need to make sure that you undertake the best approach in order to conveniently handle the case without having to pay a tremendous amount of money. After all, you are looking for ways to save more. Read More

The auto insurance industry is ever-changing. From year to year new regulations and different options become available to auto owners. In Ontario, the options are becoming limited. Starting June 1, 2016 less benefits became readily available to the people and some companies have stopped offering insurance of this type all together. Read More

If you are involved in a hit-and-run accident is not a good thing for either party involved. Why the victim is left injured and alone? The defendant who left the scene of the accident will face penalties by law when caught. It is never a good idea to leave the scene of an accident. Even if no one else was involved, you will still be penalized for doing so. It is always best to contact help and law enforcement right away and go through the process of dealing with what happened. While you may still face consequences they will be far less serious than those faced when convicted of a hit-and-run. To clarify, a hit-and-run consists of an automobile accident including other drivers, animals, or inanimate objects where the at-fault driver leaves the scene before law enforcement has assessed and recorded the situation. It can also happen anywhere, not just a road. If you are leaving a parking lot, after hitting a parked car falls into this category. Read More

When someone receives a sizeable sum of money because of pay-out on an auto insurance claim the first question they ask is whether or not, they will have to pay taxes on it. This is a good question. In most cases the money given as restitution in an auto claim is not taxable. You may reach a settlement with the insurance company outside of court or in. When and how the claim is processed and the proceedings are followed, does not matter in regards to whether the sum is taxable or not. Personal injury claims are normally the type of accident claim that is taxable. Of course, consulting an accountant is a great option for clarifying any questions you may have regarding taxes on your settlement. Read More

Medical malpractice is definitely one of the most common practice areas in the province of Ontario. The reasons are variable. However, it’s important to note that it is also amongst the most demanding fields because it requires a great deal of expertise and understanding of complex medical terminology. Read More

In order to get the benefits under the insurance policy, the insured enters into a contractual relationship with the insurance company which requires both parties to approach every single action under the contract in good faith. This particular concept encompasses the beginning of the entire relationship when the insured is going to take out the policy and also later on when the insurance company agrees to go ahead and pay out the coverage for a claim. There is a requirement in order to act in good faith and the insured needs to disclose any and every relevant fact to the insurance company as the former applies for said insurance coverage. This entails full and thorough disclosure of all existing and pre-existing medical conditions. Read More