Insurance companies welcome any excuse that allows them to save money, by not providing a policy holder with the promised benefits. You must do your best to avoid creating such an excuse.
Actions that you must avoid
Trying to complete your claim form as quickly as possible; that increases the chances that you might make a mistake. Hesitating to check on the status of your benefit claim. If a mistake can be caught early enough, it can be corrected, so that the insurance company has no basis for a denial of benefits. Filing for unemployment benefits while also seeking disability benefits.
Actions that you should undertake
• Learn why you have received a letter, a letter stating that you have been denied benefits.
• Follow the doctor’s advice; take any prescription medicine.
• Provide your doctor and your insurance company with all the facts, regarding your condition.
Understand the timeline that you need to follow; a denied claim can be appealed during the 90 days that follow the notice of the denial. Once that 90 days have come to an end, the denied claim cannot be appealed. Work with a Injury Lawyer in Lindsay, so that you can build a strong case, one that has a good chance for winning, once you have submitted an appeal.
Honesty is the best policy
Always keep in mind the reason that insurance companies make a point of denying the payments to so many policy holders. The insurers want to be sure that a claim does not contain information on faked or exaggerated symptoms.
Even a very simple mishap can be a threat in a workplace situation. Consequently, it is not necessary to claim possession of some terrible defect, in order to demonstrate an inability to carry out your job responsibilities. The demands created by a job can magnify a simple problem. For instance, someone with a traumatic brain injury might have trouble maintaining his or her balance, after climbing many flights of stairs. There is no need to exaggerate the nature of such a condition. It could cause an employee to fall down, while on the job.
A doctor could explain the absence of any treatment that might help with lessening the chances for that unfortunate occurrence (falling on the job). That is the sort of occurrence that no employer would welcome at any location within the workplace setting. In other words, it is a condition that would disqualify anyone from joining any workforce. That one small problem could become the basis for an honest disability claim. Share every small problem; it could have a huge effect on the outcome of your fight for a restoration of the payments that you had been receiving from the disability insurance company.