Anyone that has filed a personal injury claim with an insurance company should expect to get contacted by an adjuster. For that reason, any claimant should try to gain an understanding of an adjuster’s role.
A claims adjuster works to reach a resolution for a personal injury case.
Each adjuster aims to spend the least possible amount of the insurance company’s money. At the same time, the adjuster’s actions are focused on settling a given claim as quickly as possible.
Some adjusters try to control the nature of the case’s outcome by bluffing about the laws that concern negligence and liability. They direct their remarks at those that have filed a claim. That fact underscores the reason that all claimants should learn the basic facts, regarding negligence and liability.
The adjuster’s role has evolved from the fact that he or she must serve as a representative of the insurance company.
An adjuster’s experience has taught him or her how to assess the worth of a given claim. Claimants that demonstrate an understanding of the range for what their own claim is worth stand a better chance for evading the tricks used by a typical adjuster.
Frequently, adjusters try to stall a claim. That trick cannot prove successful, if the claimant has gained an understanding of what his or her claim is worth.
Adjusters have not gained an expertise in some aspect of medicine or law.
At any point in time, their focus remains on the worth of a specific claim. Still, no adjuster has time to complete a thorough investigation of any of the claims in that same adjuster’s file.
Injury Lawyer in Kitchener knows that each accident is unique. The person that has been involved in an accident knows the details, regarding that incident. Their familiarity with those details can prove an advantage, during any adjuster-claimant conversation.
Typically, a claimant/accident victim hears from a treating physician about the development of any new symptoms. That knowledge puts the same victim/claimant at an advantage. Adjusters do not gain access to such information until they have had a chance to read a claimant’s medical report.
An adjuster might contact a claimant after noting a particular fact, one that seems to lower the worth of the filed claim. Suppose that the contact gets made just one day after the claimant/victim has learned about the appearance of a new symptom.
The appearance of that new symptom has the potential to increase the worth of the victim’s claim. The mention of that appearance could surprise the person at the insurance company that hears about it (the adjuster). That example helps to illustrate how a victim’s knowledge of his or her own injuries creates an advantage during a victim-adjuster conversation.