How To Protect Your Benefits Following A Car Accident

Depending on where you live, you may be qualified to receive benefits following a car accident. However, to make yourself qualified, you will have to call in the police and insurance company immediately following the accident. The insurance company will then go ahead to investigate the accident and make a judgmental call on who is responsible and what benefits you are entitled to. To receive full legal protection, it is wise to seek out a lawyer who will handle all communication with the insurance company on your behalf.

Keep Communication With The Insurer To A Minimum

Once you have reached out to the insurance company, the representative may push for details regarding the accident. This can include exact location, the extend of your insurance, as well as their severity and other minor details. Regarding this, it is smart to let your lawyer pass on the information instead of doing it yourself.

Following this, the assigned insurance adjuster will reach out to you to ask for confirmation of the details. Once that is over with, you will receive a package containing all forms you will have to fill out for your claim. However, you should not reveal any information to this adjuster other than your name, policy number, address and vehicle information.

If they do push for more, you may deny any further answers with the explanation that you would prefer to speak to a personal injury lawyer in Kitchener first. Once you have your lawyer’s contact information, you should put this forward to the adjuster. Doing this cannot be held against you in any way, shape, or form.

Once this part is over, the insurance company may reach out to you and ask you to come in and meet with the adjuster at a claims center so you can give them a signed statement. You do not have to do this, however if you do, it is wise to bring a lawyer. If you have not hired one yet at this stage, you can ask for an appointment at a late enough date that you will have time to obtain one and bring them along to the center. You may also cancel the appointment at a later stage, or take position and state that you want to seek further doctors’ appointments for further assessment of the injuries with accurate medical information you can then provide the adjuster with.